To sell variable products, what two exams must an insurance agent pass?

To sell variable products, an insurance agent is required to pass specific exams that demonstrate their knowledge of both state regulations and the securities market. The correct answer indicates that the agent must complete the FINRA series 6 exam, which encompasses the fundamentals of selling mutual funds and variable products, and the state life insurance license exam, which ensures the individual is knowledgeable about life insurance policies within that specific state.

Passing the FINRA series 6 is crucial because it specifically allows agents to solicit and sell variable contracts, such as variable annuities and variable life insurance. The state life insurance license exam is essential for ensuring that agents are compliant with state laws and regulations regarding life insurance products.

Options that mention health insurance licensing or other securities exams don’t align with the requirements for selling variable products, as those are separate areas of expertise that do not directly relate to variable life insurance or annuities. Therefore, option A encapsulates the necessary qualifications for an agent intending to sell variable insurance products effectively.